Thomas & Wanda

"Mr. & Mrs. Fraser Valley"

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When you want to improve the value of your home, get the most out of the money you spend on renovations with a few easy remodeling tips from Sally Morse, director of creative services for window fashions company Hunter Douglas:
 

An Updated Kitchen - Gone are the days of the purely utilitarian kitchen. Today, kitchens require a balance between functionality and personal style. Invest in a new kitchen table that is both serviceable and aesthetically pleasing. Ever wondered what to do with that dining room you never use? A lot of families are doing away with the tradition of having a separate dining room by joining the two rooms. That way you get added space and value in the room that you are using more often.
 

Storage Space - A stuffy old attic or basement that hasn't been cleaned out in years is a waste of valuable space. Start by clearing out your storage areas and organizing their contents. Uncluttering your home will instantly make it look bigger and cleaner.
 

Window Shutters - One of the best ways to add value is at the window. The refreshed, fashionable Palm Beach polysatin shutters with the DuraLux finish by Hunter Douglas are virtually indistinguishable from finely painted ones - making these shutters an excellent investment choice for your home.
 

Modern Bathrooms - Just by making a few changes in your bathroom you can create a more attractive and comfortable space, as well as increase the value of your home significantly. Updating simple fixtures such as your faucet and sink, or adding in a bath, can give any outdated bathroom new style.
 

More information is available online at www.hunterdouglas.ca.

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(NC)-If you are self-employed or a small business owner, chances are you focus much of your time on running your business, making it easy to overlook personal finances. Monitoring your personal goals is just as important as your business goals.

"Business owners are more likely to invest solely in their business, and sometimes this is necessary in order to keep the business going," says Jason Round, head of Financial Planning Support at RBC Financial Planning. "While it is important to have a strong focus on your financial goals for your business, it is just as important to put the same care and attention into your personal finances."

Round offers personal investing strategies for business owners:

• Registered Retirement Savings Plan (RRSP) - an RRSP can play a key role in diversifying your net worth and provide you with exposure to different business sectors to minimize your investment risk.

• Tax-Free Savings Account (TFSA) - is an important investment vehicle to save money for personal and business needs and minimize taxes whether for short or long-term goals.

• Succession planning - a good succession plan will help you to think about the market value of your business, making it easier to exit the business when you are ready.

For more information, please visit http://www.rbcroyalbank.com/commercial/index.html

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We are thrilled to say we have just SOLD a property at 16325 82 AVE.
DESIRABLE HAMPTON WOODS, a gated Adult oriented community. End unit, rancher style townhome, in the best location of the complex. This home features the Master on the main, spacious floor plan, 2 full bathrooms, bonus loft area upstairs, vaulted ceilings, lots of windows, gorgeous private patio/yard and a 19x19 Double garage with an extra storage area. This home shows pride in ownership and has been well maintained, updated kitchen, bathrooms plus clean radiant heat. The complex itself is meticulously landscaped, great clubhouse, new roof in 2010, healthy reserve funds and the depreciation report has been completed and available.
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We'd love it if you would pop in to say "HI" to us at our Open House at 3 20589 66 AVE in Langley.
Open House on Saturday, June 21, 2014 2:00 pm - 4:00 pm
"BRISTOL WYNDE"! This is a RARE opportunity! Fully DETACHED Townhouse! WOW! Almost 2100 sq.ft! GREAT ROOM Design! This is an AWESOME home! 9' Ceilings! Stunning Maple Kitchen with New Granite Countertops & Breakfast Island! Open to Spacious Dining -- making it PERFECT for Entertaining! HUGE GREAT ROOM with lovely gas fireplace & Double French door walk out to the oversized deck overlooking the private setting yard! Perfect for family gathering! Huge Master Retreat with w/luxurious 5 pce Ensuite! 2 more bedrooms up! Finished "L" shaped Rec Room with french door walk-out to incredible patio & yard! You'll love it! Bonus 4 pce bath down! Designer Decor Throughout! You'll LOVE IT !! BE FAST ON THIS ONE!! It's a 10!
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We are thrilled to say we have just SOLD a property at 405 19366 65TH AVE in Surrey.
LIBERTY! TOP FLOOR Super 2 Bedroom & 2 Full Bathrooms! Vaulted Ceilings! WOW! Open Kitchen with Granite Countertops & Breakfast Bar! Kitchen is open to Living/Dining - making it perfect for entertaining! Living Room boasts vaulted ceilings, lovely fireplace and walk- out to great balcony overlooking the gardens! Spacious Master with walk-in closet and full Ensuite! 2nd bedroom is a good size also with spacious closet! 2nd Full Bath! Situated in a great complex .. walking distance to shopping & amenities! BONUS 2 Parking Spaces!! Designer Decor & "PRIDE OF OWNERSHIP"! BE FAST ON THIS ONE!!
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When you think about cabinets, much more often than not, you think of kitchen cupboards. These are the hottest topics within the market these days simply because of their performance, significance, and versatility. However, there is much more to cabinets than kitchen area cupboards, as cabinetry encompasses all facets of house decoration.

Cabinets are much more than just storage. They speak of one's personality, your taste, and your sense of style. The chances are endless, but it boils down to what your choices are. In terms of style, you will find various sorts of cabinets to select from. But they're basically subsumed into common classifications, for example framed or frameless, inventory or custom made, conventional, country, or modern fashion, made of hardwood, wood veneers or other materials.

Inventory and Customized Cupboards

Cupboards are generally classified into stock cabinets and customized cupboards. Inventory cupboards are individuals cupboards which are pre-fabricated and could be bought "off the rack" in many cupboard shops. Customized cabinets, on the other hand ordinarily refer to cupboards that are specially built by cabinet makers to match a homeowner's extremely comprehensive specs, and therefore are usually carried out on site (homeowner's home).

Framed and Frameless Cabinets

A framed cabinet is a cupboard with a body connected towards the entrance edges of its physique. This is also known as traditional, face-framed or American-style cabinet. A frameless cabinet, as the title implies, is one which has no body attached to enhance its physique. This is the standard among European-style cabinets.

Conventional, Country, Or Modern Style

If one goes by custom, all kitchen area cabinets are created from hardwood and therefore are fastened to the kitchen area walls. But nowadays, completely fixed cupboards have given way to standalone mobile cabinets that might come in unconventional materials, for example glass or plastics. Traditional fashion cupboards are appealing to more people because of its ageless appearance.

Country style cupboards give a comfortable, cozy and welcoming feel to a space. Hardwood is the best material to start with in the event you choose a country feel for your cabinets, as this may blend well with florals or nature-inspired textiles or designs.

There are countless other styles to choose from, enough to get you confused on your choices. To avoid this, it would be best to understand exactly where to begin your search. Browse through magazines, woodworking books, or cupboard shops. You can broaden your search to web sites on homes and furnishings. Just remember not to overlook a fashion that would naturally blend with design and architecture of one's house.

Strong Wood, Bonded Wood, and Wood Veneers

It's been a long time, and getting new cabinets means getting the services of a cabinet maker or getting down and dirty to make custom wood cupboards. As technologies have progressed, the opportunities have become limitless. Old and new supplies offer other various classifications of cabinets.

Solid Wood

Because of its versatility and ageless appearance and appeal, wood has become the most common material used for cabinets. It provides  a warm, homely atmosphere, and blends nicely with nearly any type of interior design and décor. The various kinds of wood species give more diverse choices, but your option would eventually depend on your personal style and spending budget. Wood is the most sought-after material for customized cabinets.

Wood supplies come from two kinds of trees: hardwoods and softwoods. Hardwood supplies come from coniferous timber, or trees which are easy to acquire. Softwood materials come from dicotyledonous or hard-to-cut trees.

Various wood species fetch different costs, relying on its availability and overall look. You will find several materials you can choose from: maple, oak, cherry, hickory, yellow birch, or pine.

Oak was the heavy favorite among cupboard builders until recently, when maple grew to become more popular within the cupboard industry. It is adaptable to any type of cabinet style due to its mild and normal grain texture. Extremely comparable to maple when it comes to flexibility, is the yellow birch selection. With its power and broad range of colors, it's a preferred option for kitchen cupboards.

Cherry wood colors vary from pinkish to red-brown when aged and exposed to sunlight. Hickory is a light colored, to reddish brownish hardwood that is best for a staining finish. Although, pinewood will be the most inexpensive selection, it requires careful handling and preparation due to its susceptibility to bumps and scratches.

Exotic woods fetch higher prices as they are the much more uncommon types. Among those are mahogany, ebony, and walnut. Mahogany is largely derived from tropical rainforests. Its reddish brownish color and normal grain qualities make it an ideal alternative to old oak wood. Walnut colors range from darkish brown to your purplish shade of black. Ebony wood generally refers to very dark or black wood.

Bonded Wood

Bonding refers to the procedure of making large wood supplies from a number of smaller pieces of wood. Bonding processes differ. One way is cutting broad boards into narrow parts, then glued collectively to make the specified width or form. Blocks of wood might also be glued together to make up a single component of the cabinet. Another procedure entails wood chips or small wood particles combined with a gluing substance, the processed to create sturdy wood particle boards. And lastly, the process of bonding several levels of particle boards might be carried out to create plywood panels that are ideal for adding strength to softwood cabinets.

Wood Veneers

Wood veneers are thin layers of wood supplies from superior species of wood. These are glued on the surface of the cupboard materials, generally plywood or plastic board. This will be the best choice to get a more versatile wood cupboard accented with various wood patterns and textures. Wood veneers are aesthetically effective not just for raised panel cabinet doors, but also for flat or recessed cabinet doorways.

A word of caution for the spending budget: Although wood veneer as an option for wood appears to suggest that's an inexpensive material, extremely elaborate veneering styles could end up being much more expensive work pieces.

Amy Wells 
http://www.articlecity.com/articles/home_improvement/article_6837.shtml 

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We are thrilled to say we have just SOLD a property at 6882 192A ST in Surrey.
BE SURE THIS HOME IS ON YOUR LIST! Outstanding Executive Home! Awesome Great Room Design - loaded with Upgrades! Great Room boasts Custom Cabinetry & Stone Fireplace! Gourmet Kitchen with top of the line Cabinetry, Granite Counters & plus Walk-in Pantry! Open to the Eat-in Area & Great Room makes it PERFECT for entertaining! Walk-out to incredible deck with built-in planters & a lovely water feature! Main floor also boasts a "FLEX" Room -- would be great Sitting Area, Bonus Family Room or Den! Upstairs: Awesome Master Bdrm Retreat with Luxurious Ensuite & Walk-in Closet with Organizers! 3 more good sized Bdrms Up! One makes a great Open Media Room! Downstairs: BONUS 1 Bdm Professionally Finished Suite (with separate laundry)!! Freshly painted throughout! It's a 10! BE FAST ON THIS ONE! You'll LOVE IT!!
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We'd love it if you would pop in to say "HI" to us at our Open House at 3 20589 66 AVE in Langley.
Open House on Saturday, June 14, 2014 2:15 pm - 4:00 pm
"BRISTOL WYNDE"! This is a RARE opportunity! Fully DETACHED Townhouse! WOW! Almost 2100 sq.ft! GREAT ROOM Design! This is an AWESOME home! 9' Ceilings! Stunning Maple Kitchen with New Granite Countertops & Breakfast Island! Open to Spacious Dining -- making it PERFECT for Entertaining! HUGE GREAT ROOM with lovely gas fireplace & Double French door walk out to the oversized deck overlooking the private setting yard! Perfect for family gathering! Huge Master Retreat with w/luxurious 5 pce Ensuite! 2 more bedrooms up! Finished "L" shaped Rec Room with french door walk-out to incredible patio & yard! You'll love it! Bonus 4 pce bath down! Designer Decor Throughout! You'll LOVE IT !! BE FAST ON THIS ONE!! It's a 10!
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We'd love it if you would pop in to say "HI" to us at our Open House at 125 9978 151 ST in Surrey.
Open House on Saturday, June 14, 2014 1:00 pm - 3:00 pm
SPRING GROVE! Spacious 1623 sq.ft Townhouse! 3 Bedrooms! 2 1/2 Baths! Situated in an awesome gated community! The Living & Dining Areas are OPEN .... making it PERFECT for Eentertaining! Living Room also boasts a gas Fireplace and walk-out to the south backing yard & patio! Good Sized Kitchen with lovely Eat-in Area! Upstairs: Spacious Master with Full Ensuite! 2 other good sized bedrooms up! New Furnace (2012)! Complex has newer Roof (3 yrs). Be sure this is on your list! It's a great complex . .. walking distance to shopping & amenities! Vacant & Ready for You!! BE FAST ON THIS ONE!!
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Check out our clients' lovely home!    We have listed a new property at 3 20589 66 AVE in Langley.
"BRISTOL WYNDE"! This is a RARE opportunity! Fully DETACHED Townhouse! WOW! Almost 2100 sq.ft! GREAT ROOM Design! This is an AWESOME home! 9' Ceilings! Stunning Maple Kitchen with New Granite Countertops & Breakfast Island! Open to Spacious Dining -- making it PERFECT for Entertaining! HUGE GREAT ROOM with lovely gas fireplace & Double French door walk out to the oversized deck overlooking the private setting yard! Perfect for family gathering! Huge Master Retreat with w/luxurious 5 pce Ensuite! 2 more bedrooms up! Finished "L" shaped Rec Room with french door walk-out to incredible patio & yard! You'll love it! Bonus 4 pce bath down! Designer Decor Throughout! You'll LOVE IT !! BE FAST ON THIS ONE!! It's a 10!
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We are thrilled to say we have just SOLD a property at 12464 64TH AVE in Surrey.
FABULOUS BOUNDARY PARK! Custom 3 Level Split! Lots of Upgrades! New Windows! New Kitchen! New Laminate on Main Floor! New Powder Room & 2nd Ensuite! Spacious sunken Living Room! Separate Formal Dining (or Main Floor Den) with lovely Bay Windows! WOW! Stunning Brand New Kitchen with Gorgeous Vaulted Ceiling & Skylights! New Cabinets! Granite! Light Fixtures! The list goes on!! Lovely Eat-in Area overlooking Huge Family Room with Walk-out to the Backyard! 3 pce. & 3rd Bedroom on Main! Upstairs HUGE Master with 3pce Ensuite with Jacuzzi Tub! The 2nd Bedroom up also has it' s own NEW Ensuite & walk in Closet! WOW! Situated with Lane Access! This is a GREAT Home!! BE FAST ON THIS ONE!!
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(NC) It shouldn't be so, but the bathroom is often the most neglected room in the house design-wise. It should be bright and welcoming, warm and relaxing. Is it time for you to take action? Here are some considerations:

• Too often, in small bathrooms, there's just one small light shining from above, throwing more shadows than light. Changing the light fitting or bulbs to create more light is a start; better, is installing wall lights on each side of the main mirror.

• Simply replacing the shower curtain can make a big difference. Depending on your personal style, you can hang a splash of colour or try for elegance, or an illusion of elegance. There are many fabrics to choose from.

• What's going on behind the curtain? Is the shower experience all it should be? Changing the showerhead doesn't always require a plumber. Fit a rainforest head for a generous all-over soak: a power-boost spray will wake up your senses. Or you can keep the family happy with a multi-function showerhead head such as the American Standard Flo-Wise, which has three different spray patterns and can cut down on water consumption.

• New towels can dramatically change a bathroom. Fluffy towels in white and neutral colours will bring a hint of spa into your home. If there are youngsters around try vibrant colours and over-the-top patterns. Is there space for an electric towel warmer?

The typical powder room doesn't have a lot of space - just enough for the essentials. But it's an opportunity to create a small showplace on an affordable budget. American Standard suggests the essentials with their Ravenna Pedestal Basin and Tropic Cadet Pro collection - a pedestal hand basin, a tall, slim, faucet and a toilet sharing the same pared-down elegance, plus a few accessories set between gleaming white walls.

More information is available at www.americanstandard.ca.



Courtesy of Newscanada
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(NC)-Your credit score is a three-digit number ranging from 300-900 that tells future lenders how risky it is to lend you money based on your history of making debt payments.
 

There are many misconceptions about what it takes to keep your score high. We asked Henrietta Ross, the CEO of the Canadian Association of Credit (CACCS) to help us sort fact from fiction:
 

Myth 1: You must use major credit cards to build a good score.
 

Truth: If you're unable to obtain a major credit card, there are other ways to build your credit history. Making regular payments on installment loans such as a car lease can positively affect your score, as do department-store cards and secure credit cards, which require a cash deposit in the amount of the credit limit.
 

Myth 2: You can't make up for mistakes such as late payments.
 

Truth: It takes time, but your credit will become positive as you build consistency with timely payments, Ross says. How much time it will take depends on a number of factors, including how long the 'late payment' has been on your record and how long you've had the debt.
 

Myth 3: Paying cash boosts your score.
 

Truth: You need to use credit in order to demonstrate your ability to make payments. Using credit at least once every 30 days and making payments on time will keep you in good standing, says Ross.
 

Myth 4: I will not qualify for a mortgage if I've had a poor credit score.
 

Truth: Lenders look at your entire financial picture, including your assets, available cash flow, and debt-to-income ratio. They'll also review your housing expense-to-income ratio, which is a comparison of your expected monthly mortgage payment with your gross monthly income. For more information on buying a home please visit, www.genworth.ca



Courtesy of Newscanada
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Check out our clients' lovely home!    We have listed a new property at 405 19366 65TH AVE in Surrey.
LIBERTY! TOP FLOOR Super 2 Bedroom & 2 Full Bathrooms! Vaulted Ceilings! WOW! Open Kitchen with Granite Countertops & Breakfast Bar! Kitchen is open to Living/Dining - making it perfect for entertaining! Living Room boasts vaulted ceilings, lovely fireplace and walk- out to great balcony overlooking the gardens! Spacious Master with walk-in closet and full Ensuite! 2nd bedroom is a good size also with spacious closet! 2nd Full Bath! Situated in a great complex .. walking distance to shopping & amenities! BONUS 2 Parking Spaces!! Designer Decor & "PRIDE OF OWNERSHIP"! BE FAST ON THIS ONE!!
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Check out our clients' lovely home!    We have listed a new property at 125 9978 151 ST in Surrey.
SPRING GROVE! Spacious 1623 sq.ft Townhouse! 3 Bedrooms! 2 1/2 Baths! Situated in a gated community! Living/Dining Areas are OPEN making it perfect for entertaining! Living Room also boasts a gas Fireplace and walk-out to the south backing yard & patio! Good Sized Kitchen with lovely Eat-in Area! Upstairs: Spacious Master with Full Ensuite! 2 other good sized bedrooms up! New Furnace (2012)! Complex has newer Roof (3 yrs). Be sure this is on your list! It's a great complex .. walking distance to shopping & amenities! Vacant & Ready for You!! BE FAST ON THIS ONE!!
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Check out our clients' lovely home!    We have listed a new property at 405 19366 65TH AVE in Surrey.
LIBERTY! TOP FLOOR Super 2 Bedroom & 2 Full Bathrooms! Vaulted Ceilings! WOW! Open Kitchen with Granite Countertops -- Breakfast Bar --open to Living/Dining - making it perfect for entertaining! Living Room boasts vaulted ceilings, lovely fireplace and walk- out to great balcony overlooking the gardens! Spacious Master with walk-in closet and full Ensuite! 2nd bedroom is a good size also with spacious closet! 2nd Full Bath! Situated in a great complex .. walking distance to shopping & amenities! BONUS 2 Parking Spaces!! Designer Decor & "PRIDE OF OWNERSHIP"! BE FAST ON THIS ONE!!
Read

Check out our clients' lovely home!    We have listed a new property at 12464 64TH AVE in Surrey.
FABULOUS BOUNDARY PARK! Custom 3 Level Split! Lots of Upgrades! New Windows! New Kitchen! New Laminate on Main Floor! New Powder Room & 2nd Ensuite! Spacious sunken Living Room! Separate Formal Dining (or Main Floor Den) with lovely Bay Windows! WOW! Stunning Brand New Kitchen with Gorgeous Vaulted Ceiling & Skylights! New Cabinets! Granite! Light Fixtures! The list goes on!! Lovely Eat-in Area overlooking Huge Family Room with Walk-out to the Backyard! 3 pce. & 3rd Bedroom on Main! Upstairs HUGE Master with 3pce Ensuite with Jacuzzi Tub! The 2nd Bedroom up also has it' s own NEW Ensuite & walk in Closet! WOW! Situated with Lane Access! This is a GREAT Home!! BE FAST ON THIS ONE!!
Read

Check out our clients' lovely home!    We have listed a new property at 6882 192A ST in Surrey.
BE SURE THIS HOME IS ON YOUR LIST! Outstanding Executive Home! Awesome Great Room Design - loaded with Upgrades! Great Room boasts Custom Cabinetry & Stone Fireplace! Gourmet Kitchen with top of the line Cabinetry, Granite Counters & plus Walk-in Pantry! Open to the Eat-in Area & Great Room makes it PERFECT for entertaining! Walk-out to incredible deck with built-in planters & a lovely water feature! Main floor also boasts a "FLEX" Room -- would be great Sitting Area, Bonus Family Room or Den! Upstairs: Awesome Master Bdrm Retreat with Luxurious Ensuite & Walk-in Closet with Organizers! 3 more good sized Bdrms Up! One makes a great Open Media Room! Downstairs: BONUS 1 Bdm Professionally Finished Suite (with separate laundry)!! Freshly painted throughout! It's a 10! BE FAST ON THIS ONE! You'll LOVE IT!!
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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.